Attention homeowners in Madison and Madison County: Get an Appraisal today!

The top seven reasons Alabama homeowners use Griffin Appraisals:

  1. Find the right listing price (whether they're selling the home themselves or using an agent)
  2. To challenge a property tax assessment in Alabama
  3. Remove PMI to cut a mortgage payments
  4. Reinstate their Home Equity Line of Credit (or HELOC)
  5. Review another appraiser's report for verification
  6. In the case of a divorce in the state of Alabama, where property needs to be divided
  7. To settle an estate in Madison county or Alabama by determining the true market value of the real estate in question
Need help determining the price of your home in or near Madison, Alabama? Contact Griffin Appraisals.

We at Griffin Appraisals understand the particular needs of a consumer looking for appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale by Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your house because you most likely have an emotional attachment to it. The professional appraisers at Griffin Appraisals will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your house will attract buyers, a professional appraisal is very valuable as a negotiating tool once you have an attainable buyer. It gives you something concrete to show the buyer. It's an independent third party's opinion of your property's value, and not just how much your house is worth. Potential buyers assume you have an emotional attachment to your home and will be more likely to give credibility to a professional appraiser's value report than yours.

Challenging property tax assessments

Your local tax assessor may have your home overvalued if you live in a region that's going down. This means you are going to pay higher taxes than you should be paying. The faster you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an appraisal report from Griffin Appraisals is your best weapon when challenging your property tax assessment.

Need to cancel PMI?

PMI stands for Private Mortgage Insurance. A preferred money saver for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is less than 80% of the value of your home, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. Griffin Appraisals is experienced in helping consumers just like you do away with undesirable PMI insurance.

Recently got a freeze to your HELOC?

Even if your specific property has not declined in value, your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area. This can be bad for your credit score since it may appear as though that credit line is maxed out, and also difficult from a cash flow angle. Griffin Appraisals can provide you with efficient appraisal that will help you reinstate your home equity line of credit.

Need Field and Desktop Appraisal Review Services?

Do you need a seasoned professional to double-check your appraisal for preciseness, or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in a field review. Or, if you need it immediately, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal report you may have had done before. While typically requested by banks, you may need to utilize this service if you suspect mortgage fraud related to your property.